I always move my photos to a photo. Then an event folder. That's about as deep as I get. I have so many heritage photos--- well most of them are! Often I go by genealogy organization of Parents, grandparents-name, my kids and name. I also have tons of nature photos and I pretty much name them with when and where.
I'm just kidding about things, Valerie. I stress my self out trying to be perfect. Everyone is great.