When my son was little, he loved the Power Rangers and was so keen to learn Karate. He discovered it wasn't all fun and games, but real work and dedication. I took these photos just before he earned his black belt.
.... I don't want to start super expensive but don't want to buy a program that does not do the stuff I want it too. Maybe even a program that I could upgrade later when I really get into things.
I really like Photo Shop Elements, but I don't recommend it for beginners because of its high learning curve. If you have lots of experience teaching yourself other programs, then do go ahead and download the free 30-day trial. If after 30 days, you find you really like it, you can invest the $100+ for it.
However, I have other recommendations for simpler programs that get you producing pages FAST. All the papers and embellishments here at scrapgirls can be used in these programs, too.