Since it will release in a few hours I'm not giving much away :-) I've got this month's ScrapSimple club and the theme behind it is your photos and turning them into a stunning spotlight for your layouts. So you get a set of word art to use on them (and a tutorial giving you tips to use it) a set of frames, mask and texture that can be added to your photo.
So today I was playing around and put together this set of photo overlays, that I've used in the past on photos. I created them as overlays, as PSE does not allow you to go in and adjust the layer mode on styles. And since photo styles aren't always a "one size fits all" the settings I have may not work on your photo. So with the overlays, you can use a clipping mask, attach to your photo and change the mode to something that fits your need. (there is also a style included for PS users)
Now that I look at it though, I wonder if this is something you might find useful or would use? So I thought I would come here and get some opinions on if this is something you would be interested in.